I recently had the pleasure of traveling to New Orleans for the Sunstone Credit Commercial Solar Financing Summit, an invitation only event for commercial solar installers and commercial solar brokers nationwide.  Many U.S. businesses are unaware that they can go solar with $0 down commercial solar loans, meaning no money is required from the business whatsoever for the installation of the solar system on their roof or property!  Even better, these loans are secured by the solar equipment, and do not affect existing business credit lines.  The concept is that the business will take out a fixed loan with a low interest rate for a defined period of time (typically 15 or 20 years in order for the project to cash flow immediately) that provides a lower payment than the energy savings provided by the solar system.  An additional benefit of these loans is that the business is eligible for the 30% Federal tax credit (which can be used to pay down the loan balance) as well as any tax credit adders: https://www.beachcitiessolarconsulting.com/new-commercial-solar-tax-incentives/, Federal depreciation, and all state and local incentives!  These loans can be used for solar panels, battery storage, and even re-roofing (up to a limit of 50% of loan value).  They are available for all types of businesses, non-profits, farms, private schools, and other entities.  All that is needed from the business to underwrite these loans is two years of business tax returns, one year of personal returns from the owner(s), and any outstanding property mortgage information (for loans under $600k).  If the loan is over $600k there may be additional information needed.  These loans are available in all 50 states, but unfortunately not Puerto Rico (we have other $0 down solar financing options for that market).